⚖ Financial decision engine
Should I
buy
this?
Answer 6 questions. Get a clear, honest financial verdict with scenario simulation.
Step 1 of 6 · Income
Your monthly finances
Take-home income and your fixed costs every month.
Monthly income
$
Fixed expenses
$
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Step 2 of 6 · Safety net
Current savings
Your total savings balance right now. This is your financial safety net.
Total savings
$
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Step 3 of 6 · Goal (optional)
Financial goal
Saving toward something? Skip if not — just leave empty.
Goal name
Target amount
$
Monthly saving
$
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Step 4 of 6 · The item
What's the price?
Full price of the item you're considering.
Item price
$
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Step 5 of 6 · Need vs want
How necessary is this?
Be honest — where does this land on the spectrum?
1
Pure want
2
Nice to have
3
Balanced
4
Quite needed
5
Essential
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Step 6 of 6 · Behavior
Planned or impulse?
How did this purchase come to mind?
🗓
Planned
Been thinking about this for a while
⚡
Impulse
Just saw it and want it now
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Decision score
—
0 · Avoid
50 · Borderline
100 · Safe
Score breakdown
Scenario comparison
💰
Financial impact
💡
Suggestion
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